Find out how to save with the Credit Union

Share Accounts

A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. Credit unions offer members the chance to take control over their own finances by making their own savings work for them. Every Credit Union is owned by the members – the people who save & borrow with it – people like you.

Over 11,000 members rely on us for financial services. We provide many facilities to our members including savings, low loan rates, direct debits, standing orders, online facilities and even a mobile app!

If you’re not a member already, why not think about joining today?

Easy Access to Your Money

Easy access to your money once it is not used as security against a loan.

Protected Savings

Your savings are covered by the statutory deposit guarantee scheme (DGS). If insolvency should occur, your eligible deposits would be repaid up to €100,000.

No Hidden Fees

There are no hidden fees or transaction charges.

Nomination of Accounts

This is unique to Credit Unions, you may nominate a person(s) of choice to receive your property up to a maximum of €27,000.

Online Access

24/7 online access available to view your balances, check statements and transact with your account.

Savings as shares in a Credit Union are a better way to save. You are not only improving your own financial status but you are creating a co-operative to provide loans and other services for the betterment of all Credit Union members. You have the added bonus of knowing that your savings are being used to make loans to other members, just like you.
The Credit Union encourages saving on a regular basis. Whether you’re saving for something in the future or just for a rainy day, regular saving is a good idea. Savings provide the capital for funding loans. Regular savings allow you to build a track record before applying for a loan.

You can save using any of the following methods:
• Electronic Funds Transfer.
• Direct Debit – simply complete a direct debit mandate form available in branch or online.
• Get your wages paid directly into the Credit Union using Electronic Fund Transfer (EFT).
• Put a small sum away directly from your wages every month using the Salary deduction.
• Simply call into our office and pay over the counter.

DIRT (Deposit Interest Retention Tax)
• All relevant dividends and interest earned in accounts in the credit union are subject to DIRT tax at the prevailing rate. The dividend is posted net to the account every year.
• There are a number of exemptions allowed for by law.
o For more info visit
o Visit our Downloads section to download a DIRT exemption form.

Life Savings Insurance is provided on Savings up to a maximum of €7700 at no extra charge to the member, subject to terms and conditions. The amount of insurance benefit payable on the death of the member is based on the age of the member at the time the savings were lodged.

Please note: Maximum share balance per member is €50,000.
Start saving with Castleblayney Credit Union

How To Apply

If you would like to start saving with Castleblayney Credit Union you can register to become a member below. To join online you must be over 16 years of age. Existing members who are registered to CU Online can log in below.

Online Banking Log In Register

If you would like more information please contact us today.

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